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American General Life Insurance Company Accident & Health Overview

Our product portfolio also includes a wide range of accident and health products¹. Several of the products we currently offer are described below. For specific information about policy benefits, limitations and exclusions, please ask an American General Life Insurance Company agent. If a policy is issued, please read the policy carefully.

Accident Insurance¹
To help give your family the financial security they deserve, Accident Insurance can provide benefits for your family when an accidental injury occurs. This plan provides a range of benefits that include:

  • Accidental Death Benefits
  • Dismemberment Benefits
  • Emergency Room Treatment Benefits for Accidental Injury
  • In-Hospital Benefits for Accidental Injury
  • Disability Income Benefits for total disability resulting from a covered Accident

For Policy Form AGLA40104 and Riders AGLA11004 and AGLA47104 and state variations.

Cancer Insurance¹

When a covered individual is diagnosed and treated for cancer, this plan provides a variety of benefits to help offset some of the costs associated with cancer treatment as well as indirect costs related to recovery from cancer. Depending upon the level of coverage you select, a Cancer Insurance policy can include benefits for:

  • Hospital Confinement
  • Ambulance to/from Hospital
  • Intensive Care Unit Confinement
  • Surgery
  • Second Surgical Opinion
  • Radiation and Chemotherapy
  • Disability Income
  • Death

For Policy Forms AGLA63002-1, AGLA63002-2 and AGLA63002-3.

Critical Illness Insurance¹
Critical Illness Insurance offers a way to help protect you against the financial hardships associated with surviving a critical illness such as cancer, heart attack or stroke. Upon diagnosis of a covered critical illness and submission of a valid claim, you will receive a check for the designated benefit amount².  This "living benefit" can be used for any purpose, from immediate health-related costs to more general financial needs such as lost income, mortgage payments, and tuition - allowing you to focus on what is important ... getting well.

For Policy Forms AGLA68804 and Riders AGLA69104, AGLA12204, AGLA91008Y and Riders AGLA91008Y, AGLA 91208, AGLA91308, AGLA91408, AGLA70004 and state variations.

Disability Income Insurance¹
AGLA DisabilityCare® provides a monthly lump sum benefit for total disability due to a covered accident or sickness. Coverage for three months, six months, twelve months and 24 months is available. Benefit Amounts range from $500 to $5,000 per month. AGLA DisabilityCare® is a voluntary benefit and only available on payroll deduction at the workplace.

For Policy Form AGLAN1104 and state variations.

¹ Products issued by American General Life Insurance Company. Products are not available in all states. These policies contain exclusions and limitations. These policies have exclusions and limitations. For costs and complete details of the coverages, please contact an American General Life and Accident Agent.

² You can also assign benefits to a hospital or other health care provider.

The underwriting risks, financial and contractual obligations and support functions associated with products issued by American General Life Insurance Company are its responsibility.

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© 2013 All rights reserved.   Last Updated: 12/31/2012