Quality of Life Insurance Products

At American General Life our Quality of Life...Insurance® suite of products is Changing The Way Americans Think About, Purchase and Use Life Insurance.® What if you suffer a major heart attack, stroke, or invasive cancer and don’t die? Would your family be able to maintain their standard of living if you were financially impacted by a serious illness? Traditional life insurance is designed to provide security for your loved ones in the event of your premature death… but what if you could get life insurance you don’t have to die to use? Watch the video to see what consumers are saying about Quality of Life...Insurance.® | Multicultural versions click here Quality of Life...Insurance® Infomercial Please complete the information below to have an agent contact you concerning Quality of Life...Insurance. CONTACT INFORMATION * First Name: * E-mail: * Last Name: * Phone: * City: * State: * Zip: --None-- ALABAMA ARKANSAS ARIZONA CALIFORNIA COLORADO CONNECTICUT DC DELAWARE FLORIDA GEORGIA HAWAII HOME OFFICE IOWA IDAHO ILLINOIS INDIANA KANSAS KENTUCKY LOUISIANA MASSACHUSETTS MARYLAND MAINE MICHIGAN MINNESOTA MISSOURI MISSISSIPPI MONTANA NORTH CAROLINA NORTH DAKOTA NEBRASKA NEW HAMPSHIRE NEW JERSEY NEW MEXICO NEVADA NEW YORK OHIO OKLAHOMA OREGON PENNSYLVANIA RHODE ISLAND SOUTH CAROLINA SOUTH DAKOTA TENNESSEE TEXAS UTAH VIRGINIA VERMONT WASHINGTON WISCONSIN WEST VIRGINIA WYOMING How did you hear about us: --Please Select-- Friend Internet Ad Mailing Other Print Ad Relative Commercial NFIB NDA NOTE: This form uses SSL security to encrypt the data that you submit using the form. Although your browser may not display the designated security symbol, if you right-click on the form and view its properties, you will see that it is, in fact, secure. Our reply by e-mail may not be encrypted or completely secure. If other individuals or entities have access to your e-mail or your computer, they may also have access to the response to your e-mail. If you click the "Submit" button or submit this electronic inquiry in any other manner, you hereby authorize us to reply to your inquiry by e-mail. User acknowledges and agrees that by providing American General Life Insurance Company with any personal or confidential user information through this e-mail function, user consents to the transmission (including the sending and reply) of such personal or confidential user information through the public Internet and via e-mail, and understands that there are risks that this information could be viewed by other parties. User agrees to adhere to procedures that may be established by American General Life Insurance Company to enhance the safety and confidentiality of transmissions of personal data over the Internet.

Important Consumer Disclosures Regarding Accelerated Benefit Riders

Disclosures Applicable to the Accelerated Benefit Rider

(1) When filing a claim for Qualifying Critical Illness or Qualifying Chronic Illness under an Accelerated Benefit Rider, the claimant must provide to the Company a completed claim form which must be received at its Home Office within the time frame specified in the Rider.

(2) If a benefit under an Accelerated Benefit Rider is payable, the Company will provide the Owner with one (1) opportunity to elect a Flexible Accelerated Benefit under a Policy. The Owner must complete an election form and return it to AGLA within 60 days of receipt of the election form.  The Company will not provide a later opportunity to elect a Flexible Accelerated Benefit under a Policy as to the same Qualifying Critical Illness or Qualifying Chronic Illness.

Disclosures Applicable to the Critical Illness Accelerated Benefit Rider, Chronic Illness Accelerated Benefit Rider, and Terminal Illness Accelerated Benefit Rider

(1) When filing a claim under a Critical Illness Accelerated Benefit Rider, the claimant must provide the Company a completed claim form within 365 days of the required Diagnosis by a Physician of an Insured Person’s Critical Illness. 

(2)When filing a claim under a Chronic Illness Accelerated Benefit Rider, the claimant must provide the Company a completed claim form within 365 days of the required Certification by a Licensed Health Care Practitioner of an Insured Person’s Chronic Illness.

(3) If a benefit under an accelerated benefit rider is payable, the Company will provide the Owner with one (1) opportunity to elect an Accelerated Benefit under a Policy. The Owner must complete an election form and return it to AGLA within 60 days of receipt of the election form.  The Company will not provide a later opportunity to elect an Accelerated Benefit under a Policy as to the same Critical Illness or Chronic Illness.

Disclosures Applicable to the Accelerated Benefit Rider and to the Critical Illness Accelerated Benefit Rider, Chronic Illness Accelerated Benefit Rider, and Terminal Illness Accelerated Benefit Rider

(1) The failure to provide a required claim form and a required election form within the periods set forth for each in a Policy may preclude payment of a benefit.

(2) If you choose to receive an accelerated death benefit on account of a Chronic Illness or Terminal Illness, the sum included in Box 2 of the IRS Form 1099 LTC for “Accelerated death benefits paid” that you will receive will be the actual sum you received by check or otherwise, less any refund of premium or of loan interest that you received, plus any unpaid but due policy premium and, if applicable, a pro rata amount of any loan balance.

(3) Benefits payable under an accelerated benefit rider may be taxable. If so, you may incur a tax obligation. Neither American General Life Insurance Company nor any agent representing it is authorized to give legal or tax advice. Please consult a qualified legal or tax advisor regarding questions concerning the information and concepts contained in this material.

(4) See your policy for details.

For Policy Forms AGLA 05AHO, AGLA 08174, AGLA 08ALO, AGLA 08TRM, AGLA 09TRM, ICC11 AGLA 11IUL, AGLA 11IUL, and Riders AGLA 07CHP, AGLA 05AHA REV0308, AGLA 05AHC, AGLA 05AHB, AGLA 05AHG, AGLA 05AHP,  AGLA 05AD2, AGLA 08MGP, AGLA EMD-DB, AGLA 04001, AGLA 05AD2,  AGLA 20140-1, AGLA PW-A-NL, ICC11 AGLA ICIAR, ICC11 AGLA PRIIAR, AGLA ICIIAR, AGLA PRIIAR, ICC10 AGLA ABR, AGLA ABR and state variations.

The underwriting risks, financial and contractual obligations and support functions associated with products issued by American General Life Insurance Company are its responsibility. American General Life Insurance Company does not solicit business in the state of New York.

Products issued by American General Life Insurance Company.
2727-A Allen Parkway
Houston, TX 77019

Product/Rider names, terms and definitions may also vary by state.

Please ask your agent for details.

Products/Riders are not available in all states.